Why TrueBlue Funding?


Simple. We are the best. Since we are the best we aren’t afraid to have a little fun.  Our Loan Originators have closed a minimum of 400 loans prior to starting here. What that means to you is the best advice on mortgage financing bar none. So to answer the question: Why TrueBlue? Work with the Best, have a little fun, make a new friend, it’s a no-brainer!

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F O U N D E D  O N

3  B A S I C  C O N C E P T S

 

Be the Best.
From our Loan Originators to our Systems to our Rates; we are happy to pay top dollar to have the highest quality people, and the best technology to ensure the highest quality service.  The best rates?  We shop the rates so you don’t have to!

 

Be Different. 
When everyone is the nail be the Hammer.  Have fun and truly become friends with the people you deal with. 8AM-8PM un-heard of!  Closing on time with a great staff and those working hours?  Easy!

 

Make it Simple. 
While we can never guarantee it will always be simple, it is mortgage lending after all, we will work to avoid unnecessary requests and demands for information. In Other Words; No Bull $&#!

 

Our Story 

We’re Local.


We are interested in getting to know you and your plans. We would love to meet you at your home, office, our office, or even your favorite café (our treat!). If you prefer we can get started over the phone or Internet. Shoot us a call or text and we'll talk.

Devoted to you. We come to You!


It’s about your schedule not ours

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Why No Rates on the site? Because we get it right the first time. While most companies just post their rates for the ideal scenario and then tell you, your rate after you apply. We actually shop your loan scenario through a network of 48 lenders and then give you an accurate quote that you can lock in immediately. There are several factors that affect interest rates: Type of Loan, FICO scores, Loan-to-Value, Debt Ratios, just to name a few. Get a personalized quote in three simple steps, so simple my mom could do it! Sorry Mom. If you want a free Credit Report just answer two more questions. One of our Mortgage Professionals will get back to you with the best interest rate that you can lock today and the best advice on when is truly a good time to lock the rate based on our bond market analysis.

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Case Studies



Got Questions? About a Complex Loan Scenario

Check out our case studies where we catalog different loan situations and the solutions for each. After 1000s of clients, that we have collectively served in the last five years, chances are that someone else was in the same boat and we got them safely back to harbor. From complex business owners’ refinance loans, to first time home buyers, to trade-up buyers and those re-entering the market after complex problems, we are here to help. That’s what friends are for.

Case Studies

TrueBlue Funding


The Status Quo

The mortgage business has been radically changed since the meltdown in late 2007.
Once the banks realized that mortgages designed for liars was a bad idea, and their competition was wiped out; they decided to ask for as much information as possible. In many cases much more than even FNMA, FHLMC, or FHA required. And believe it or not, in many cases that extra information was just deleted and not even seen by an underwriter. This documentation process put the onus on the borrower to jump through many hoops (that could have been verified by a third party) because it was “easier for the borrower to get it.”  “Easier” for whom is the real question?!

The Idea

Make the mortgage process as simple and painless as possible for you! This means hiring the best people to understand how to properly structure the transaction to get it approved the first time. We would have to expand our availability to accommodate your schedule, not ours. We would need to create a network of lenders that allows for the maximum flexibility in product options and underwriting guidelines. We would have to build the best technology and systems to make the process flow in the fastest amount of time, and allow us to shop the loan scenario against the maximum number of potential funding sources.

The Solution

Once we decided what was required then we needed to figure out what the X-factor was, the special sauce. So a different kind of company was created with a whole new concept in lending. It’s called FUN! While the goal of an easy and painless process is important and we strive to achieve that every day, we could never promise that it will be that way every time due to the nature of mortgage lending so what we could promise is that it would be fun!  Welcome to the Next Big Thing in Lending, TrueBlue Funding.

Our People are like you!


The TrueBlue crew are more than great mortgage professionals. We're real people like you. We’re out in the community like you, whether; shopping at the Encinitas Station Farmer’s Market, attending our neighborhood church or cheering on our Chargers! We care about the people and the community of San Diego. Working with us, you'll get the experience of a true professional and the advice of a trusted friend.


Glenn Wilbor

CEO “Big Picture Guy”

My favorite color is blue. I have a beautiful wife & two lovely daughters (so I have been told). I have run a Marathon, and an Olympic Distance Tri-Athlon in a past life! I like doing yoga, flying kites and long walks on the beach. I founded and managed another mortgage bank for 11 years, and worked at a big bank for more years than I want to admit. Our job here at TrueBlue Funding is to create an environment of excellence without taking ourselves too seriously; and I seriously think that getting families into Home Ownership is the key to American Dream. Home ownership builds communities, builds equity and becomes most family’s single largest and ultimately best investment in their lives. Our goal is help as many people as possible achieve that American Dream. Red White and True Blue, Baby!

Our Story

Personalized Service throughout Greater San Diego


We are located in the Heart of the City, Downtown

We love this stuff so whether you’re buying your first home, getting back in the market after a short sale, refinancing your investment property portfolio or planning out your daughter’s first home purchase years from now, let’s talk, it don’t cost nothing.

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Contact


8AM-8PM Call/Text

 

Call 844.858.BLUE

 

Txt 858.449.0541